Term loans made easy.
Invest in your business with a flexible loan up to $350,000 at a competitive rate. We search for the best loan, so you don't have to.
Loan Amount
up to $350,000
Funding Time
24 hours*
Loan Term
1-5 years
Grow your business, at your pace.
With flexible terms and competitive rates, a term loan is the perfect fast funding solution. A term loan can get you the capital you need to pay for unexpected costs or to capitalize on a new business opportunity to help grow your business. Still not sure if a term loan is right for you? Visit our FAQ to learn more about term loans.
The benefits of a Spark Funding term loan.
Get funded within 24 hours*. Once your application is approved and you finalize a loan that suites your business' needs, you'll receive the funds in your business checking account in a flash.
We're real people. You won't be frustrated with long call wait times or dealing with automated bots. Our advisers are available around the clock to help walk you through the process and answer any questions.
Unlike other banks and traditional lenders, the application process is simpler, faster, and has a lot less red tape. All you need to do is fill out our simple application and supply us with the last three months of bank and credit statements.
We fund all types of businesses, including those that don't qualify for a traditional bank loan. The relationship we have established with our lenders allows us to help fund businesses, even if you don't have an amazing credit score.
01
Apply online
Apply with basic information
about you and your business.
Your credit score won't be
affected.
02
Speak to an expert
Speak to one of our advisers and discuss your financial options.
03
Review your offers
Take time to look over all your financing options and decide which one is best for you.
04
Get funded
Accept your offer and get cash in your bank account within hours.
How Spark Funding
works.
Spark Funding Solutions has designed a quick and efficient system to find the type of loan best suited to your needs.
